For more than 50 years, your local Acceptance Insurance agents have been finding cheap car insurance options for people just like you in Carmichael, California. Whether you’re driving record is perfect or not, we’ve got flexible, customized options to fit your needs and your budget. The best part is we shop for you. We compare multiple insurance quotes for you. We provide you several affordable car insurance solutions – regardless if you have accidents, tickets, even a DUI. Our agents live where you live and offer more than just cheap auto coverage in Carmichael, California, we also have low-cost renters insurance, business insurance and more in Carmichael. For the cheapest car insurance, call your Acceptance Insurance.
I made a silly mistake that caused my insurance to cancel… I was lucky enough to be transferred to Angel at this lovely insurance company. He was beyond helpful and efficient. You can tell he genuinely cares to help others out of their silly mistakes. The entire process was seamless and professional. It makes the world of difference when you have good customer service. Angel was stellar. Thank you Angel and thank you Acceptance!
My wife and I are with acceptance insurance and I will stay for the long haul! Special shout out to Tyler at this location he was kind efficient and helpful with the questions. I always look for top notch customer service and I definitely have found it with this company. Every company needs a Tyler and if you don't have one find one quick.
Today, I called Acceptance Insurance to find out additional information about our insurance plan. I was very pleasantly surprised to have such a wonderful man assist me. Angel had me feel as though I was sitting across the table from him. His honest, sincere approach was very inviting and made me feel very good about the questions of my plan that I chose back in August. You are very fortunate to have him on board. I was actually thinking of changing my insurance until I spoke with Angel.
With much appreciation!
Leah
Angel was BEYOND helpful and I pay $177 less in car insurance than I did with a large brand name company … getting all the same full coverage service and perks!
Angel was great to work with. Very courteous, professional, and to the point. He worked with me to get exactly what I was looking for. Thank you Angel!
Tyler Lille is an exceptional employee, did all the things to make me feel comfortable and made the process of getting insurance easy!!
Tyler was awesome! Very knowledgeable and understanding. Great customer service will definitely be referring family and friends here. Thanks for a great experience.
I spoke with ANGEL MURILLO, and his customer service was awesome. He heard what my issue was; and found a way to make my experience easier, and made sure I understood everything, so there was no misunderstanding. He also found a way to lower my payment.
Great Customer Service! Answered all my questions, definitely would recommend if interested in insurance they look for the best possible rate they can find and save you money.
Quick fast quote and inexpensive
Tyler Lille is an exceptional employee, did all the things to make me feel comfortable and made the process of getting insurance easy!!
Angel was BEYOND helpful and I pay $177 less in car insurance than I did with a large brand name company … getting all the same full coverage service and perks!
I made a silly mistake that caused my insurance to cancel… I was lucky enough to be transferred to Angel at this lovely insurance company. He was beyond helpful and efficient. You can tell he genuinely cares to help others out of their silly mistakes. The entire process was seamless and professional. It makes the world of difference when you have good customer service. Angel was stellar. Thank you Angel and thank you Acceptance!
Angel was great to work with. Very courteous, professional, and to the point. He worked with me to get exactly what I was looking for. Thank you Angel!
My wife and I are with acceptance insurance and I will stay for the long haul! Special shout out to Tyler at this location he was kind efficient and helpful with the questions. I always look for top notch customer service and I definitely have found it with this company. Every company needs a Tyler and if you don't have one find one quick.
Tyler is awesome!
I was able to set up insurance super fast!
I HAVE BEEN CALLING ABOUT THE REFUND FOR TWO MONTHS NOW! I JUST FOUND OUT IT WAS DENIED!!! I DID NOT MADE TWO POLICY SO WHY DENY IT! it was the dumb people in the office not mine so why deny!!!
Excellent worker made my day easier with getting my insurance
Today, I called Acceptance Insurance to find out additional information about our insurance plan. I was very pleasantly surprised to have such a wonderful man assist me. Angel had me feel as though I was sitting across the table from him. His honest, sincere approach was very inviting and made me feel very good about the questions of my plan that I chose back in August. You are very fortunate to have him on board. I was actually thinking of changing my insurance until I spoke with Angel.
With much appreciation!
Leah
Tyler was awesome! Very knowledgeable and understanding. Great customer service will definitely be referring family and friends here. Thanks for a great experience.
Much appreciation to the female rep that answered the phone this morning at 10:30am and straight hung up on me when I asked for a quote on adding a vehicle to my policy - if you didn't want to work today , why even show up ? Your a disservice to your industry & consumers - unfortunately she didn't give a name when she answered.
Tyler was super helpful! He made getting insurance super easy and found me a good rate.
The person who helped me was really wonderful. He was very professional and helpful. He helped me get the insurance I needed without any hassles.
I spoke with ANGEL MURILLO, and his customer service was awesome. He heard what my issue was; and found a way to make my experience easier, and made sure I understood everything, so there was no misunderstanding. He also found a way to lower my payment.
They were super understanding and helpful.
KEVIN!!!! In my minion voice…. Is awesome!! He helped us out of a jam. A+ service!! Thanks!!
I'm very happy with the service that I got from Kevin . He made everything very easy and convenient for me and my car insurance.
Kevin was very helpful in finding me a good quote and explaining what I needed to do after I get the insurance
Top tier customer service From Kevin
Kevin did such an awesome job helping me!
Angel was awesome very efficient and answered all my questions.
Angel was a great help!
Kevin took care me immediately with the best price I had all day
Kevin was kind and very helpful.
Kevin was great! He was very patient and informative.
I spoke to Angel Murillo and all I can say is that the service is EXCEPTIONAL. The phone call was smooth and as a first time car owner, he went over a lot of options with me in order for me to make the best choice of policy. I would recommend this agency for insurance!! Great service
Thank you Kevin for the great customer service !
Angel was a great help, patient and very kind!
I wasn’t sure how this call would go but I spoke to a gentleman named Kevin de la Cruz. Whom did not hesitate to give me as much information as possible, and walked me through every single step while making the whole process seamlessly. I really felt taken care of!!
Kevin makes my dad today thank you for doing a very good job.
Kevin has helped me get insurance thanks!
Very helpful. Got a good rate.
Thanks for good helping me todayGod blessed u 💝
Angel Murillo helped us out and it took like no effort to get the best rate highly recommend
Kevin was great. Super helpful and knowledgeable.
Kevin is very helpful
Great guy, help me fast, would recommend getting helped from Kevin De La Cruz
John Lee hooked me up on my bmw today!!
John Lee gave me great service today!
John lee gave me a good price and got me some perks. Quick and easy
John Lee gave us great service and time !
John Lee hooked ehp with great insurance today!
John Lee always gives me the best rate and service !
Sara and John gave me great service today!
John Lee gave me amazing insurance today !
John Lee always provides us the best rates and service!
Thank you to John Lee for giving me a nice quote and service today!
John and Sara took great car of me
Kevin and Sarah were great
Kevin has helped me save money and get the best insurance. The team is great and helpful !
Kevin and Sarah were such a big help! They were awsome!! !
John Lee and Team take good care of me . Awesome rates and service !
Thank you Kevin for your outstanding service! He provided me with prompt professionalism! Thank you for going above and beyond and resolving my issue!
Kevin de La Cruz
Kevin was very helpful and solved my problem quickly.
Jessica is the best! Answered all my questions, was very polite and patient. The whole process was a smooth sailing. Thank you again!
Sarah did a fantastic job taking care of me
John Lee always hooks me up on my insurance ….great rates and service !
John always gives me superior service and great rates!
John Lee has been my agent for several years and he is the best
Kevin has helped me with my insurance needs and has been honest and helpful
John Lee hooked me up on commercial insurance for my 2023 Tacoma … great rates and service !
Great been with them 8 years now
Kevin De La Cruz you are great! Excellent service, professional team and quick response. Delighted using the service for the last 4 years. Always helped me to get reasonable package.
Kevin was and is amazing! He helped me out and went above and beyond to find me my perfect policy. You helped me so much! Thank you again Kevin!
Thanks Kevin.
John Lee gave me the best insurance today !
Thank you Acceptance !
Kevin was awesome 💯
Kevin helped me fast and made it extremely easy and helpful
John and Team have insured me for over a decade and provided me the best service and rates !
Kevin was very fast and efficient Thanks Kevin!
John Lee has been my agent for over a decade and insures all my vehicles and provides the best rates and service! Thanks Acceptance !
Kevin located at the Carmichael location great customer service got everything done underneath an hour very friendly and fast for now on when I call kevin is the one to ask for. Thank you kevin
John Lee has taken care of ny insurance needs for 20 years . He is the agent in Town !
Kevin is a resourceful Agent, very sweet and friendly. highly recommended.
I love the services that came from Acceptance in Carmichael, Sarah is the best, she is so nice and gave the best customer service! She handled all of my situations professionally, she is outstanding, deserves all the credit! Great job, Sarah!
Exceptional customer service from Kevin. Although rates went up, he was able to assist with renewal costs that was affordable for myself and my family. Thanks again!
Two thumbs up for this spot. Really appreciate the time she took on each different policy for me. Super sweet honest and nice job !!
Thank you Jessica for going above and beyond.
Sarah was efficient and effective and generated a trustworthy environment.
Kevin De La Cruz was great and very helpful at the Carmichael office
Kevin was very helpful and nice
KEVIN CRUZ EXCELENT AGENT, VERY HELPFULL. GOT ME A POLICY AT GREAT RATE. VERY FAST.
I want to give this company ZERO STARS, but since that’s not an option, I gave it one star. First Acceptance Insurance Company Inc - is the worst car insurance company I have ever dealt with. I have full coverage and the insurance company does not want to pay full price for OEM parts or labor prices in California for collision repair. They DO NOT provide a repair auto shop for the clients to have the vehicle inspected. The client has to do all the work and fine an auto shop and retrieve estimates and send the documents to the adjuster and photos and to the supplement department and Adjuster .
When a client is in a collisions, they should not have to be stress-out and hassle to do all the work to have their vehicle repaired. First Acceptance insurance company should handle everything so that the client is stress-free and not have to worry about having to get different estimates from different auto repair shops and compare prices. This company needs to provide their own auto body shop for the clients to take the vehicle to get repaired and to get an estimate. This is the worst Car Insurance company I’ve ever had to deal with and complain to the supplement department and adjuster Dept. Just a reminder for people, looking for a Car Insurance do not go with First Acceptance Insurance company Inc. I’m not a happy customer with this auto company insurance. They make the client do all the work and they do not follow their own policy agreement. THEY SUCK!!!
John is great, he and the staff have been very helpful.
Sarah helped me make changes to my policy today and she was great! Thank you!
Kevin helped me out to fix some weirdness I didn't understand with my car insurance, and was great overall.
John Lee was very helpful getting my mother insurance on her 2 cars . Great service !
Kevin De La Cruz had very good customer service, he was very kind and patient. He did everything in his power to get me great insurance
Sarah was absolutely great very fast and friendly I highly recommend!!!
Kevin did an excellent Job going above and beyond for me finding insurance highly recommended to see him if your looking for an honest and fair price
As a first timer in the world of insurance, Kevin was beyond helpful. I’m now set with an affordable plan that covers everything I need to drive with some peace of mind. Thanks Kevin and the Acceptance Team!
I've been a long time customer of this particular location(early 2000's). John has been great over the years, and Kevin recently as well. Their services are great!
Unfortunately, due to insurance rates skyrocketing and a bit of a unique situation I will now have to take my business elsewhere. This is no fault of theirs, just the crazy insurance industry currently.
I highly recommed this office for your insurance needs!
John Lee is a very good agent!
Kevin De La Cruz was very informative
Kevin De La Cruz is absolutely great!!!! Get that man a raise!!!
Acceptance Insurance was a great call and their service went above and beyond. I was in a pinch for auto insurance and Sarah Moody was a great help right from the start and got me the help I needed fast.
John and team are the best !
This office was fast and Efficient. Sarah the agent was awesome and really nice, I would definitely recommend this this office.
Jessica Jessica totally did some checking. I am got me the price that I needed with the fact that I’m moving . I’ll give her 10 stars if they have them.
Nice girlz. Good lov it. Ok because we all know the people that come in sometimes , I mean well you know you got to keep your composure and deal with it and these ladies attitudes are very calm cool and Collective thank you again you guys Mr O.
Was A Huge help.
Sarah was excellent in getting me insurance with a good monthly payment in a state where all insurance companies are dying off.
Kevin was Excellent and informative. I’m very anxious so I need extra support and be was very swift and got my insurance same day for a much better price.
Kevin was awesome, would recommend
Kevin was amazing agent, he was positive of doing is job. I give him 5 stars.
John Lee gave me a great price on my insurance today. I called him in a jam and as usual he pulled through and helped! Great service!!
Quick and easy in and out thank you Sarah you the best
Kevin De La Cruz was very helpful and helped me renewed my insurance policy in a professional matter. I'll give a two thumbs for this agent. Would highly recommend it.
John Lee hooked me up on my old school's today ,! Thanks
Thankyou Kevin De La Cruz for the amazing support and deal with my insurance
John provided professional and knowledgeable service today. Thanks!
Kevin De La Cruz was very nice and helpful! Good guy appreciate his help we need more guys like him !! 👍🏾
Kevin did a very good job today
Straight forward. Easy. Great customer service. Kevin was great and had lots of patience. I am now insured!
Jessica Hollins got the job done exactly as I asked quick&efficient.
John Lee has been my agent for over 20 years and he provides me the best rates and service . I don't know what iI would do without him . Thanks Acceptance !
Sarah took care of me today and provided excellent customer service!
John helped us out getting a new policy for our new car!
Awesome service. No one else expected me they understood my situation and helped me out.
John Lee hooked me up for auto and motorcycle insurance again at the best rates. THANKS!
Amazing customer service Jessica is great help!
Sarah was great, very friendly. Will definitely let friends know about coming to her for coverage.
very helpful staff. answered all of
my questions
John was great today!
Kevin helped me out he was fast and very nice thanks Kevin
If you dont understand how JESSICA explain something they will hang up and not pick up the phone when you try to call back, they will put a rep on Johnathan who says he's a manager and answering phones and as WELL HANG UP ON YOU WHEN YOU SAY YOURE GOING TO COME INTO THE OFFICE. AGAIN TRIED TO CALL BACK NO ANSWER REFUSES TO ANSWER!!!! I SEE WHY IF YOU ARE THE MANAGER YOURE REPS MUST FOLLOW SUIT. Not ok to treat customers like this. Learn how to communicate something that someone says they don't understand if you can't find someone who will, DO NOT HANG UP AND THEN DONT PICK UP. WORSE CUSTOMER SERVICE EXPERIENCE EVER. YOU BOTH SHOULD FIND SOMETHING YOU ENJOY DOING AND DO CUSTOMERS A FAVOR AND QUIT. YOUR VERY POOR AT YOUR SKILLS.
Great rates, but let you end up with a total loss not being your fault!! The follow up is garbage two months ago my car was wrecked into by a drunk driver and they still haven’t paid the car off! I have no idea why they even chose to pay the car off instead of letting AAA who the woman was insured by! The woman falana penn who is my total loss adjuster is the worst and doesn’t communicate accordingly whatsoever!! Can’t wait for this process to be over I’ve never heard of such a dragged out process from other people and their experience and I pay 300 for 2 vehicles a month.
I am very pleased with the quotes for car insurance. Kevin, Jessica and Maria were very patient and kind to me. Thanks!👍
25$ fee to make a change on the policy? Then you transfer me to a random number only to be hanged up upon.yikes
Kevin did an amazing job with giving us the best rate possible and has been nothing but pleasure to work with! Thank you so much!
Kevin was a fantastic insurance agent, process was painless.
Enjoyed Kevin! He is very knowledgeable in his field and Great customer service.
Thank you Kevin
Too expensive for the people
Love the service really nice people
Thank you John for shopping my rate around and taking the time to write a policy that meets my needs!
Sort of unorganized sometimes
John Lee and team always hook me with the best insurance . I highly recommend if you need insurance go to Acceptance !
A great experience. Wonderful customer service! 10/10. Thank you so much for making the insurance easy and affordable!
John Sarah and Jessica write me a excellent insurance for my commercial vehicle today !
Sarah is awesome, she took care of me and my family today. Been coming to john lee for insurance for decades always a good experience!
Great service ....thanks John and team !
Great insurance thank you john
Was quick and supper convenient. Nice people
They no longer have Live customer service for payments without a fee
John lee was great with nice prices
Mr John Lee provided my family and friends great insurance rates and service !
been with acceptance since 2015 Very nice friendly & patient people insurance agent Sarah is amazing. If I ever come back to California again I will definitely go with acceptance again
Great rates and excellent service … thanks John , Sarah and Jessica !
Jon Lee is the best in the business. If i could give him 100 stars and a raise I most certainly would. He has been my insurance guy for years. The reason being that he is very patient and accommodating no matter how ridiculous my needs. If I am ever late with a payment, he will call me. When I call him, he answers and if he doesn't answer he will call me back. I have never found myself screaming at some stupid automated customer service computer on the other side of the world. If you like doing business the the old fashion way and you hate screaming at a computer that cant hear you then you need Jon Lee for your insurance needs.... He will listen then fix it!!! YOU ROCK JON !
I switched to Acceptance Insurance today and was impressed with how nice John and Sarah were to me and I got the best insurance !
John Lee and team have insured me for over a decade with the lowest rates on Motorcycle and cars !
John Lee has been my agent for years .Best insurance ever !
John and team are the best !
Very good experience 👌 I am so glad to have the opportunity to work with Mr Lee. I left the area to southern Sacramento and still visit every month to pay my bills. Thanks again for what you do. Until such time.
Excelente servicio! Y una cuota muy accesible!!
Buena atención
John and Team have been taking care of my insurance for 20 years … great service and rates !
Check them out!!
Sarah has made my Experience Flawless, her Customer Service is Awesome, Thank you
John hooks me up on auto insurance all the time ...I wouldn't go anywhere else for insurance !
He has been my insurance guy for 10 years plus.He take care of me and my family. Great guy
John Lee went above the normal coarse of duty to insure me as well as my family for the best rate possible. While providing road side assistance and additional coverage that wasn’t expected.
Awesome service and great quotes
Ryan and John take rally care of my insurance
Jessica Hollins has been so helpful With my insurance needs Between me and my son and having insurance
Thank you John Lee. You are by far the best agent I've ever come across. Told you what I needed and you hooked me up. Didn't pressure me for extras, shared a few stories. Best of all you did it in record time.
They did not help me yet.
John lee is one of the best. He will help you with the best prizes and with everything. Im glad i came to john lee for car inaurance.
Super nice people that actually know their job well, and help you out fast! Love thos place
John Lee hooked me and my dad up with great auto insurance! He was very helpful as well as found us the best rate we could after we were searching for quotes days on end.
John Lee just hooked us up me and my daughter was insurance for the cheapest price week 5 look everywhere
John Lee helped me get my insurance started and was super nice and understanding
John Lee hooked me up again ...awesome service and rates !
Sara hooked me up today !
- 4 photos
- 200 reviews
- 4.8 A.M. Best Rating
- Claims Hotline: +1 916-527-6003
- Official Website: https://locations.acceptanceinsurance.com/carmichael-insurance-california-95608
- Corporate Headquarters: 7300 Fair Oaks Blvd Ste B & C, Carmichael, CA 95608, United States
- Geo Coordinates: 38.6335397, -121.3276717
- Auto insurance agency
- Health insurance agency
- Home insurance agency
- Insurance agency
- Insurance broker
- Life insurance agency
- Motorcycle insurance agency
- Renter's insurance agency
- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: 10 AM–2 PM
- Sunday: Closed
- On-site services: Available
- Wheelchair-accessible car park: Available
- Wheelchair-accessible entrance: Available