J.R. and his team have completely changed my opinion on insurance agents. Not only did they offer the most competitive rates around, but they really took the time to explain each product in detail. Just as it is important to have insurance, it is important to understand what you are covered for. I never felt like I was 'oversold' with J.R., rather I felt that I was working with a close friend who truly had my best interest at heart. Talk about a good neighbor... (: I'd recommend J.R. and his team to anyone!

J.R. and his team helped me secure great rates for both my vehicles, life and renter's insurance. Now that I'm ready to purchase a 3rd vehicle for my last teen driver I'll be going back to his agency. Thanks for such a great experience.

Found out I needed to get Limited Liability Insurance for my new business and Jr Tolver and his team took care of me and walked me through the process. I didn't even know all that I needed but they patiently showed me how it all worked. Their professionalism and welcoming personalities made it a great experience. I'll definitely be coming back for any insurance needs!

I met JR through a referral and his has been great from the start. Very responsive and honest with what I needed and didn't need. I've went with JR to buy my Auto, Home, Business, and Umbrella policies. I HIGHLY recommend JR.

JR is a fantastic insurance agent to work with. He uses his coaching background to educate clients and help them understand WHY they need insurance, not just sell them on policies. I've been extremely happy working with him.

I've called them 4 different times now and no one ever seems to be available to talk too. I've tried to change the policy on my renters insurance, and I got one call back by one person who said they would look into and call me back before end of day. I haven't heard a thing from them since...horrible service and even worse follow up. Go somewhere else and don't waste your time.

J.R. Tolver - State Farm Agent . My wife Amy and I decided to see if we could save money and had J.R. Tolver - State Farm company send us a quote. We were helped by a agent named Victor and from the word GO everything was a breeze! Victor helped break down what we had, what he was offering, the pricing and support, and in almost every case not only were we saving but we got more coverage in the process! We switched our home owners and auto over to State Farm and I highly recommend you see what they can do for you. This is a company that is going to grow roots in the San Diego community and you can count on them, thanks Victor and J.R. and Thanks State Farm!

J.R. and his team do a wonderful job of providing not only a great product at competitive rates, but impeccable customer service as well. I was impressed not just by how much money I could save, but also at how much more knowledgable I became regarding insurance matters after sitting down with J.R., Victor, Kayla, and Jean. Team Tolver is phenomenal!

Not sure about this.

I've called them 4 different times now and no one ever seems to be available to talk too. I've tried to change the policy on my renters insurance, and I got one call back by one person who said they would look into and call me back before end of day. I haven't heard a thing from them since...horrible service and even worse follow up. Go somewhere else and don't waste your time.

Great customer service!

I met JR through a referral and his has been great from the start. Very responsive and honest with what I needed and didn't need. I've went with JR to buy my Auto, Home, Business, and Umbrella policies. I HIGHLY recommend JR.

J.R. and his team helped me secure great rates for both my vehicles, life and renter's insurance. Now that I'm ready to purchase a 3rd vehicle for my last teen driver I'll be going back to his agency. Thanks for such a great experience.

Always available and beat out all other insurance offers I had. Highly recommend.

JR is a fantastic insurance agent to work with. He uses his coaching background to educate clients and help them understand WHY they need insurance, not just sell them on policies. I've been extremely happy working with him.

The people there are very friendly!

Not only are State Farm's rates competitive, the extra care JR and his team provide brings them over the top! I know he is committed to the community he serves, and volunteers his time coaching football.

Found out I needed to get Limited Liability Insurance for my new business and Jr Tolver and his team took care of me and walked me through the process. I didn't even know all that I needed but they patiently showed me how it all worked. Their professionalism and welcoming personalities made it a great experience. I'll definitely be coming back for any insurance needs!

J.R. and his team have completely changed my opinion on insurance agents. Not only did they offer the most competitive rates around, but they really took the time to explain each product in detail. Just as it is important to have insurance, it is important to understand what you are covered for. I never felt like I was 'oversold' with J.R., rather I felt that I was working with a close friend who truly had my best interest at heart. Talk about a good neighbor... (: I'd recommend J.R. and his team to anyone!

J.R. and his team do a wonderful job of providing not only a great product at competitive rates, but impeccable customer service as well. I was impressed not just by how much money I could save, but also at how much more knowledgable I became regarding insurance matters after sitting down with J.R., Victor, Kayla, and Jean. Team Tolver is phenomenal!

J.R. Tolver - State Farm Agent . My wife Amy and I decided to see if we could save money and had J.R. Tolver - State Farm company send us a quote. We were helped by a agent named Victor and from the word GO everything was a breeze! Victor helped break down what we had, what he was offering, the pricing and support, and in almost every case not only were we saving but we got more coverage in the process! We switched our home owners and auto over to State Farm and I highly recommend you see what they can do for you. This is a company that is going to grow roots in the San Diego community and you can count on them, thanks Victor and J.R. and Thanks State Farm!