Cost-U-Less Insurance

830 Jefferson Blvd STE 10, West Sacramento, CA 95691, United States

Cost-U-Less Insurance
Company Overview

If you are looking for cheap car insurance in West Sacramento, you are in the right place! Cost-U-Less Insurance has been saving California drivers on auto insurance for over 20 years. Even if you have a less-than-perfect record of accidents, DUIs, or tickets, we can help you compare insurance quotes and get a better price on your car insurance. We don’t just offer the cheapest car insurance quotes in West Sacramento, either — you can also get free quotes on affordable renters insurance, commercial auto coverage, home insurance, and boat insurance. Californians, if you are ready to see how much you can save, call us by phone, get a free quote online or visit our West Sacramento, 95691 store.

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Policyholder Reviews
Policyholder Review №1

Policyholder Review №2

Jestyn Lytle was amazing. He was very helpful and quick. He made getting insurance a breeze, I’m very thankful for his service and help today.

Policyholder Review №3

Policyholder Review №4

Everything went great and the customer service was very helpful...

Policyholder Review №5

Policyholder Review №6

Quick, informative and affordable. Let me split my payment into what I had and billed me for the rest. Thank you Javier.

Policyholder Review №7

So helpful and quick response. Jestyn gave me his direct line and my questions were all answered. Thank you for making it so easy!

Policyholder Review №8

Thank you to Javier Maciel ,has helped me since October 2024 ,as well since 2024 also with family Members . Will highly recommend more of my closed friends and family .

Policyholder Review №9

My hero of the day goes to Jestyn Lytle. Earlier today, I needed help with my insurance card so I can purchase a vehicle and to secure a loan. Jestyn was Quick to send me my insurance information so I can share it to the lender. After I purchase the vehicle hours later, for some reason, he was still there at the office Burning the midnight candle and was able to add my new vehicle to my policy. Not all heroes wear capes some heroes have no life. Thanks Jestyn.

Policyholder Review №10

Jestyn is super cool and truly helped me get all my things in order. He demonstrated his active listening and went above and beyond to even send my ID cards! I felt guided through the process and it went pretty smooth if you ask me. Thanks Jestyn L.!

Policyholder Review №11

Policyholder Review №12

Javier Maciel is by far the greatest insurance guy I've ever had. I genuinely trust him and that is not an easy find in the insurance industry. He's always extremely helpful, respectful and resourceful. I'd give 10 out of 5 stars if I could.

Policyholder Review №13

Jestyn E. is one of the best costumer service agents I've encountered. He is professional and his attitude and personality makes the whole difference. Justyn walked me through everything without making me feel rushed, uncomfortable or unheard. He explained details in the the best forms. He made the process simple, not overwhelming for me. Justyn was very engaging and knows how to do his job. i definitely had to rate him. he is just awesome!

Policyholder Review №14

I worked with Jestyn to get my policy started and was so impressed with his kindness and professionalism. He went above and beyond and made a usually stressful process very easy. THANK YOU AGAIN JESTYN!!

Policyholder Review №15

Always takes care of me

Policyholder Review №16

Disrespectful. To say the least. Please believe if they had the same attitude to me when I opened up my policy, they would not have got a dollar. The nerve of not only the agents but the managers as well. Especially at this office in WEST SAC. EXCEPT JESTYN. Yes, the rest of you inconsiderate, demeaning, disrespectful people NEED TO learn how to deal with customers when customers have complaints instead of sitting up there trying to belittle somebody and end demean them like they’re less than that’s not your job. No, is it? YOUR JOB it’s to ensure people insurance for their cars that’s it NOT TO TELL ME ANYTHING ELSE. NOT for a financial management lesson. I will never do ANY BUSINESS with you again ever jerks.

Policyholder Review №17

Policyholder Review №18

The best of the best.. you need insurance there isn’t anywhere else to go but with Javier !!
10/10

Policyholder Review №19

Lewis was awesome! His customer service was the best! He went above and beyond to find car insurance that fit my budget. My experience at this office was top notch! Thanks Lewis. I'll be back and so will my friends and family.

Policyholder Review №20

Very genuine fast service very easy and javiar at cost u less is very respectfully and descriptive in making it happen not only Javiar but I’ve stopped in the Napa office and same great service thank you cost you less 👍👍👍👍👍

Policyholder Review №21

Policyholder Review №22

Javier was wonderful and helped me through a sticky insurance situation so I could get on the road. Highly recommend these guys.

Policyholder Review №23

This was the best service I have received in a long time. Javier was Fast ,Friendly, and understanding. My back was against the wall. I needed car insurance and fast. I got so many quotes with so many disappointments. I honestly thought I didn’t have a fighting chance and then I found Javier. He literally saved the day. I was able to get my car insured and renew my cars registration that was past due in about 30 minutes. I recommend this guy and cost you less insurance to anyone and everyone.

Policyholder Review №24

Javier was very pleasant to work with, got me a great quote and was willing to work with my needs!

Policyholder Review №25

Policyholder Review №26

Javier is always trying to help! He's the best !

Policyholder Review №27

I was calling to get commercial insurance for sprinter cargo van, and look like they don't have. They could say nicely they don't have it but they rudely hang up
...can you imagine how rude they coud be with you if you insured with them and need to resolve some problem..

Policyholder Review №28

Policyholder Review №29

Javier helped me so much! He made a very frustrating and overwhelming process so easy. We talked over the phone for a couple of days before I decided to go with him for my insurance. Patient and thorough 100 out of 10 stars

Policyholder Review №30

Grate service and got me set up with a good quote for insurance would recommend if looking for cheap insurance

Policyholder Review №31

Very friendly people especially Javier, and they made the process very fast and easy

Policyholder Review №32

Worst insurance company in the world. Can't get a hold of me ever. And put my insurance in the wrong name, about 20 different times.

Policyholder Review №33

Thank you Don for getting me Insured quickly and easily. Great customer service and friendly.

Policyholder Review №34

Javier Marciel was amazing. This guy is extremely helpful

Policyholder Review №35

I’ve been struggling to get insured due to major companies dropping their California residents. I was insured with Javier in 30 mins on the dot. Rates are competitive.

Thank you Javier for saving my hide!

Policyholder Review №36

Javier M, was super helpful, communicated very well, answered all my questions. Made it super easy to understand. Great Attitude, Patient, and was super kind.

Policyholder Review №37

Highly recommend, fast, reliable, always available and Javier never let's me down.

Policyholder Review №38

Great and efficient service!

Policyholder Review №39

These have got to be the the dumbest incompetents ever. I called 3 times for a quote and 3 times they asked for CDL , VIN etc. and cut me off when they put me on hold to get the quote and didn’t call back.

Policyholder Review №40

I had a really great experience with Javier yesterday on the phone, working with me to reinstate my car insurance! He did everything from trying to get me the best cost to his spectacular patience and customer service. Even with my extra fees he got me to a reasonable cost- regardless he did a great job and he is always available when I call! This man needs a raise!

Policyholder Review №41

Shawnette Dunson was a great help wish I could give her more then 5star she was awesome

Policyholder Review №42

Shawnette is the best of the best!! She is my number one go to person for all my insurance needs. She’s not only knowledgeable of the insurance industry, but she is very pleasant to work with. Whenever I am in need of service, she diligently responds. I highly recommend this office.

Policyholder Review №43

I love Cost-U-Less insurance! Agent Shawnette Dunson and her expert knowledge of insurance has never failed me! She has been a proven “go-to” women when it comes to all my insurance needs! If you need insurance call Shawnette!

Policyholder Review №44

I called the office for information on insurance rates. I am a Geico customer and needed some additional info regarding rate comparisons. I was met by a cheery voice of professionalism and courtesy by Shawnette Dunson. She was able to address my concerns about rising rates and specifically, issues regarding info I has heard about insuring Kias and Hyundais. If I do have switch carriers I will definitely use Cost-U-Less!

Policyholder Review №45

Javier was awesome! He made the whole process very smooth. I'll definitely be back. Excellent customer service and great prices! Thank you Javier

Policyholder Review №46

Javier was extremely knowledgeable and helpful! He was fair & honest and explained everything clearly. He got me on the road again! Thank you Javier, I'll definitely be back and will definitely recommend this office to friends and family.

Policyholder Review №47

Javier is the best !! He’s always super patient and always gets me a good deal! Definitely recommend him for all your insurance needs

Policyholder Review №48

Javier and his team are very knowledgeable, thorough, informative, transparent, honest and got me the best deal they could. If you're shopping for car insurance I highly recommend Cost-U-Less.

Policyholder Review №49

We want there to clear up some business! And it want well!

Policyholder Review №50

Excelente atencion por parte de la señorita Evette, ya que andaba buscando asesoria para una aseguranza de mi veiculo, y el encontrarla a ella fue grandioso ,Pues su atencion hacia ami fue de lo mas amable, fue pasiente a explicarme adetalle cada duda que tube y eso no lo hace cualquiera, mis respetos.... muy satisfecho con su atencion no la conosco en persona pero en lo poco se ve lo mucho...

Policyholder Review №51

Do not ever get insurance through this company. I purchased a policy through Anthony Acosta he gave me a policy that had a clause that tripled my deductible to 1000 and had no rental coverage. Make sure you ask questions about the deductible and hidden clauses . It’s not worth the money they save you. & uninsured motorist hit my car and was at fault and I have to pay 3 k as a deductible. This company is a scam do not go through them. They are selling horrible policies and it’s not worth it in the long run.

Policyholder Review №52

Evette was amazing she got me a great quote and made the whole insurance buying experience very pleasant. She was very helpful and demonstrated a lengthy knowledge of the insurance industry. I’d recommend her to anyone who is looking to get a policy. Fast, friendly and easy!!

Policyholder Review №53

Shout out to Mr. Javier. Thank you for all your help from policy questions to best coverage options to adding drivers, SR22 everything! Very good business! Thank you.

Policyholder Review №54

Cost U Less Insurance was a great experience. RALF helped me through the whole process and it was seamless, thorough, and it did not take much time out of my day! Which is incredibly important especially when you have little ones! He was very attentive and kind and made sure I understood everything before signing documents. I would definitely recommend Cost U Less to anyone and that is because RALF was amazing with his customer service!

Policyholder Review №55

I had the best insurance guy ever his name is Ralph he is My Angel he helped me get my son's insurance going thank you so much. Ralph from Vanessa

Policyholder Review №56

Hands down the best Car insurance/customer service I ever experienced .i had the pleasure of speaking with Ralf and he took care of me so well like I was family he was very attentive , informative and trustworthy . Auto insurance has always been a hassle to me but not with them . He explained everything thoroughly and answered all my questions with patience and understanding . Customer for life I won’t go anywhere else . Thank you

Policyholder Review №57

Easy and quick service, all done by phone. If you want the process to be really simple and fast Cristian it's the one :) really liked his customer service and patient for everything. Would definitely recommend him :)

Policyholder Review №58

Javier was very helpful , thanks for getting me insurance :)

Policyholder Review №59

Great people, Fast service and I saved almost $30 per month. Instant I'd cards via email.

Policyholder Review №60

Most unprofessional, and for my family and I have been with them for at least 8 years. Have never experienced such run around, never getting the same person, no help from corporate either after 3 days of 2 hours and nothing accomplished at all! Way more detail to go into than the blatant lack of regard mentioned but in a nutshell, beyond rude & terrible customer service. I've never seen anything like it and if you happen to find one person in the entire group of agents that honestly cares, you'll be lucky!

Policyholder Review №61

Policyholder Review №62

Christian was very helpful with the whole process and even helped with the pricing

Policyholder Review №63

Policyholder Review №64

Customer service ok but don't ask a question I was put on hold numerous times hung up on 3 times and never got help with my issue

Policyholder Review №65

Policyholder Review №66

Javier was super helpful truely great customer satisfaction i was actually ready to leave cost u less the other stores where all closing earlier without posting any change on google help and Javier did everything for me over the phone and saved me a drive thank Jav appreciate you!

Policyholder Review №67

These people lie and will rip u off

Policyholder Review №68

Javier helped me out, he’s on top of his stuff, would respond to me ASAP, so I didn’t have to wait and play games. Gave me a quote that was by far the best I got. And he was super professional but super friendly at the same time. Would recommend to anyone

Policyholder Review №69

Going to charge me 40$ to remove not add to remove a car off my policy

Policyholder Review №70

Javier is the best ! Worked with me on getting insurance . AMAZING QUOTE. I recommend this Place to all family and Friends . THANKS JAVIER ! & Cost-u-Less for the service .

Policyholder Review №71

Best customer service I had thank you Carmelita for your help

Policyholder Review №72

Policyholder Review №73

좋아요

Policyholder Review №74

Worst experience ever. I have 3 different people telling me I owe 3 different amounts of money. I never will deal with a this west Sacramento office ever again. If you do. Make sure to keep all receipts. This is a scam artist company.

Policyholder Review №75

Really prompt, compassionate and helpful. Insurance companies can be so draconian. It helps to have an intermediary to assist the every day consumer. Go with these guys they will fight for you.

Policyholder Review №76

Great staff. Awesome customer service. Amazing quote. Thanks for everything!

Policyholder Review №77

Excellent customer service, Carmelita was wonderful she helped me out with a difficult situation that I was having a lot of trouble with I was very grateful for that, she was very kind and helpful. I recommend anybody here.

Policyholder Review №78

They cost you an arm and a leg just broker fees. Won't ever deal with them again

Policyholder Review №79

I had the pleasure of dealing with Carmelita Molina Portela at the Jefferson Blvd. branch and she was so professional and kind. Obtaining the insurance was a breeze!! I would recommend her to everyone.

Policyholder Review №80

Policyholder Review №81

I just want to give a big shout out to Cost U Less in West Sacramento. Especially Insurance Agent Carmelita Molina, She took care of me in a timely fashion and was very professional and helpful I greatly appreciated her assistance.

Policyholder Review №82

carmelita molina was very helpful and returned my calls promptly to help get my sr22 very impressed with her customer service and know how will be calling her again with any of my insurance nedds

Policyholder Review №83

I have been to this location a few times and they are always so helpful and accommodating really care about helping their customers!!!! Javier is great !!!!!

Policyholder Review №84

Super fast and easy! We got full coverage insurance all over the phone didn’t have to go anywhere and took only about 30 minutes! Carmelita Molina Was awesome super sweet and worked with me to get the lowest price ! Definitely recommend

Policyholder Review №85

I appreciate excellent customer service! This is my first time dealing with a broker and Mr. Javier Maciel made this experience professional and friendly. I had a few insurance situations that needed to be resolved, so I called Mr. Maciel and each time he came through for me! I thank you for your help and your patience. I will definitely refer my friends and family to the West Sacramento office.

Policyholder Review №86

The best fastest experience with having to deal with new policy. And a very warm friendly family oriented experience. Ask for Carmelita Molina she is the best at finding the most affortable policy on your budget.

Policyholder Review №87

Great service , quick and easy except that the catch. Mr. Javier made it quick and easy to sign me up, promised to cancel my older policy and never did so.
I got charged this week for another month of insurance on a car I don’t even own anymore. On top of that he charged me a fee to get it cancelled. Kind of scammish in my opinion .

Policyholder Review №88

I have been going to cost u less in West Sacramento for years now because i have had the best customer service there and specifically Javier Maciel has always found my family the best deals. Thank you Cost-U-Less!

Policyholder Review №89

Policyholder Review №90

Great customer service, Carmelita its amazing at what she does. Love my insurance price too.

Policyholder Review №91

Great customer service from Mr. Javier Maciel. Very helpful and very good at his job. Best insurance broker ive done business with. In and out and straight to the point. Thank you for your excellent service.

Policyholder Review №92

great customer service

Policyholder Review №93

These guys are always so helpful and find way to get you insured.

Policyholder Review №94

Policyholder Review №95

Had a great time fast service and easy to understand. Carmelita is very knowledgeable and easy to deal with, i will recommend all my friends and family to her.

Policyholder Review №96

Bought a new vehicle and needed a new policy. Called and spoke Javier who was very helpful in finding me the cheapest policy that met my particular needs.

Policyholder Review №97

Great costumer service. Lovely young lady. Carmelita was a great help with all my questions.

Policyholder Review №98

Awesome service and very good at following through on things, carmelita helped me set up my policy definitely satisfied with cost u less insurance!!

Policyholder Review №99

Policyholder Review №100

Excellent customer service friendly, atent and helpful. All my family comes here.

Policyholder Review №101

Great staff... i pay way less than my other ins company.

Policyholder Review №102

Carmelita is the best when it comes to finding you a good rate. Always available to help me.

Policyholder Review №103

We always get the help that we need. The lady who speaks Spanish is super helpful and knows what shes doing, always goes out of her way to help us.

Policyholder Review №104

Awesome customer service. Staff is knowledgeable and friendly. I will refer my friends and family over to the West Sacramento location.

Policyholder Review №105

Policyholder Review №106

Don't come here and Dont trust a word they say!!! they lie about everything !!!!
I'm still getting Charged for service I don't you if a lawyer is seeing this I need help!!

Policyholder Review №107

Don't even bothering going here. Try to request proof of insurance didn't even get it until 5 month later.

Policyholder Review №108

Company Details
  • 3 photos
  • 108 reviews
  • 4.3 A.M. Best Rating
  • Claims Hotline: +1 916-647-5204
  • Official Website: https://locations.costulessdirect.com/west-sacramento-95691/?utm_source=google&utm_medium=yext&utm_content=WSAC
  • Corporate Headquarters: 830 Jefferson Blvd STE 10, West Sacramento, CA 95691, United States
  • Geo Coordinates: 38.5800352, -121.5266731
Insurance Products
  • Auto insurance agency
  • Dental insurance agency
  • Health insurance agency
  • Home insurance agency
  • Insurance agency
  • Insurance broker
  • Life insurance agency
  • Motorcycle insurance agency
  • Renter's insurance agency
Business Hours
  • Monday: 9 AM–7 PM
  • Tuesday: 9 AM–7 PM
  • Wednesday: 9 AM–7 PM
  • Thursday: 9 AM–3 PM
  • Friday: 9 AM–7 PM
  • Saturday: 9 AM–5 PM
  • Sunday: Closed
Service options
  • On-site services: Available
Accessibility
  • Wheelchair-accessible car park: Available
  • Wheelchair-accessible entrance: Available
  • Wheelchair-accessible seating: Available